3. What are the parameters to purchase a health insurance?

A: When you purchase a health insurance policy, you should check the coverage provides, i.e., whether the insurance policy covers medical bills, hospitalization expenses, ambulance charges, medical expenses due to severe illnesses, and domiciliary hospitalization charges. Similarly, the insurance company you are purchasing the policy should be associated with the leading hospitals in your area. Other than that, it should also have a network of hospitals across the country. This will assure you that the policy you purchase is acceptable anywhere in India.

4. Should claims be a factor while comparing health policies?

A: Yes, you should check the claims records of the insurance company when purchasing a health insurance policy. For example, Star Health Insurance has incurred a claim ratio of 63%. Apollo Munich Health Insurance, a joint venture of HDFC Limited and ERGO International AG, has posted a claim ratio of 62%. Both of these are higher than Religare Enterprise Limited, which has incurred a claim ratio of 55%. Hence, if you are thinking of purchasing health insurance from a company with a higher ratio of claim settlement, you can opt for Star Health Insurance or Apollo Munich Health Insurance.

5. Why should you purchase health insurance from Oriental Insurance Company Limited?

A: Oriental Insurance Company Limited has numerous insurance-related products. The company has been providing clients with numerous healthcare policies for many years. Additionally, people above the age of sixty do not have to undergo a rigorous medical check-up to purchase an insurance policy. The company also has a network with more than 4300 hospitals across the country. It has incurred a claim ratio of 108%.

Cashless claims in 20 mins: With our 24×7 quick support, cashless claims can be settled in 20 mins and reimbursement claims in 4 hrs! ✌️

10,000+ Cashless Network Hospitals: We have the largest network of cashless hospitals spread across India, so we’ll be there for you wherever you are in the country.🏨

97% Claim Settlement Ratio: With 12 lakh+ happy customers and a high claim settlement ratio. Our numbers speak for us. 😊

Fully Transparent: From getting the quote, buying the policy to getting the claims settled, you can track everything from the app at any time. No hidden clauses, terms and condition. 🙌

No paperwork, completely digital: No long proposal forms & lengthy inspections. With the click of a few buttons, we will instantly send your policy to you on Whatsapp! Access health card and raise the claims from the app itself! 🤩

Monthly EMIs starting from ₹240: Safeguard yourself and your family at really affordable prices! 😄

Subscribing to a new health insurance plan, calculating the premium, making payment for an EMI or a renewal, submitting a claim, locating a network hospital, or tracking the claim status, you can complete all the tasks within a matter of minutes with this all-in-one Health Insurance App.

અહીંથી પ્રીમિયમ કેલ્ક્યુલેટર પર જાણો તમારું કેટલું પ્રીમિયમ આવશે

અહીંથી જુઓ વિવિધ કંપનીઓના હેલ્થ ઇન્સ્યોરન્સ પ્લાન

6. What are the benefits of purchasing a healthcare policy from National Insurance Company Limited?

A: National Insurance Company Limited has been providing various types of insurance policies to its customers for almost one hundred years. If you are thinking of buying a health insurance policy from a reputable firm, you should buy a health insurance policy from National Insurance Company Limited. The company also offers free health check-ups and has a claim ratio of 109.94%.

7. What are the cashless benefits?

A: Some insurance companies may allow the insured to enjoy a cashless hospital admission. Here the insurance company will settle the cost of hospitalization directly, and you will not have to pay any upfront. As a policyholder, you will not have to make any payment during hospitalization.

8. Is there a government insurance company?

A:Yes, New India Assurance Company is a government-owned multinational general insurance company. The first offer was made by a company called Mediclaim Policy. The company has a strong presence in India but in 28 other countries of the world. The company has noted the claim ratio.